About
LazeeFish is a free, web-based envelope budgeting app for people who want YNAB's discipline without the $109/year price tag.
Connect your bank in seconds with Plaid (encrypted access tokens, never stored as plaintext). Every transaction auto-categorizes based on rules you teach it once. Recurring bills surface as expected occurrences so missed payments become visible. The built-in debt tracker turns every credit card and loan into a first-class envelope with payoff projections. Joint households let couples share budgets without merging finances entirely.
Other apps charge $5–$15/month for these features. LazeeFish charges nothing. Solo-built, open feature backlog, transparent roadmap.
Features:
📥 Plaid bank sync — connect any US bank, encrypted access tokens
📂 Envelope budgeting — give every dollar a job, YNAB-style
🤖 Auto-categorization rules — train it once, never categorize again
🔁 Recurring bills & subscriptions tracker — never miss a payment
💳 Debt tracker — payoff calculator, snowball vs. avalanche, auto-split
🎯 Savings goals — milestone tracking with allocation forecasts
👫 Joint household budgets — share with a partner, keep private envelopes
📊 Reports & insights — spending trends, monthly summaries
📥 CSV import — for non-Plaid banks or historical data
🆓 100% free — no subscription, no ads, no upsells