About

Budget Maven is a free Excel-based personal budget tracker for people who want to see their money clearly without trusting a SaaS app with their financial data.

What's included (v3.1):

• Cash Flow Runbook — week-by-week impact of every decision

• Budget vs Actual — see where the gap between plan and reality lives

• KiwiSaver tracking (NZ-specific) — most budget apps ignore it

• One-click month rollover — no manual reset every 30 days

• Tracking mode toggle — switch between detailed and lite tracking

• 100% offline — your data stays on your machine, forever

Pay-what-you-want on Gumroad, including free.