SMSF Buddy is a privacy-first portfolio tracker and compliance planner for Australian self-managed super fund trustees. It tracks every fund asset, from ASX shares and property to precious metals and cash, alongside ATO deadlines, contribution caps and CGT, with all data stored locally on your device rather than in the cloud.

Key Features

- Privacy-first by design: Every record stays on your device. No servers, no analytics, no cloud sync, plus an optional Face ID or fingerprint lock.

- 7 asset categories: Track ASX stocks, precious metals, physical assets, commercial and residential property, cash and contributions in one fund view.

- ATO compliance checklist: Load each financial year's trustee obligations with due dates, recurring reminders and a completed task log.

- Live ASX and metals ticker (Pro): Streaming share prices and gold and silver spot rates roll across the dashboard in real time.

- CGT calculator (Pro): Records a CGT event when you exit an asset and applies the 50% discount on holdings older than 12 months.

- Contribution cap tracker (Pro): Monitors concessional and non-concessional caps against current ATO limits and warns you before a breach.

- Auditor-ready PDF reports (Pro): Annual fund and per-member statements you can hand straight to your accountant.

- Multi-member support (Pro): Individual balances and allocation views for up to 6 fund members.

- Dividend tracker (Pro): Log dividend income and franking credits per holding.

- Tax lot accounting (Pro): Choose FIFO, specific identification or average cost for each parcel.

- Pension phase tools (Pro): Drawdown tracking and TBAR reporting support.

- Encrypted vault and backup (Pro): On-device storage for trust deeds and minutes, plus password-protected local backup and restore.

Benefits

- Keep your retirement savings off the cloud: Your fund's balance sheet never touches a server, so there is nothing to breach, leak or sell.

- Never cop an ATO late lodgement penalty: The compliance checklist and recurring reminders surface every deadline before it becomes overdue.

- Retire the spreadsheet: Stop maintaining a fragile Excel workbook of holdings, cost bases and dividend rows. The app does the bookkeeping.

- Walk into your annual audit prepared: Hand your auditor clean PDF statements and a documented task history instead of a shoebox of paperwork.

- Know your cap headroom before you contribute: See exactly how much concessional and non-concessional room is left this financial year.

- Stop guessing your CGT position: Every exit is recorded with the discount applied correctly, so tax time holds no surprises.

- See the whole fund, not just the shares: Property, bullion, cash and collectibles sit beside your ASX holdings in one allocation view.

- One plan, no upsells: Pro unlocks every feature at once. No add-on tiers, no per-member fees, no enterprise pricing games.

SMSF Buddy

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