Cheers,
Vishnu Raj

1d:T774,

Hey all,

I am excited to introduce Debtfreeo — a simple yet powerful tool I built to help people take control of their debts and finally achieve financial freedom.

I used to manage my debts using an Excel sheet I made myself. It helped me track due dates, balances, and monthly payments, but it always fell short. I couldn’t simulate “what-if” scenarios — like what if I got a bonus next year? Or sold something? Or managed to pay a little extra every month? I had no AI to guide me, no way to ask, “How can I pay this off faster?” or “What’s the smartest way to use that extra money?” That limitation stuck with me — and that’s exactly why I created Debtfreeo.

I have personally seen how overwhelming debt can feel. Too many people juggle multiple loans, credit cards, and missed due dates, unsure of where to start. That’s why I created Debtfreeo — a platform that does more than just track debts. It guides you.

With Debtfreeo, you can:
- Track all your debts in one place
- Create custom payoff plans based on your budget
- Add extra monthly or lump sum payments
- Simulate how changes affect your payoff timeline
- Get visual progress updates
- Chat with Ella, your AI debt companion, who answers questions like “How can I pay off debt in 2 years?” or “What if I increase my monthly payments?”
- Receive reminders via email & never miss a payment

This is Version 1, and I’m building in public. Your feedback will shape the future of Debtfreeo! If you or someone you care about is facing debt, give it a try.

Would love your upvote, support, and thoughts!
👉 Visit: https://debtfreeo.com

Cheers,
Vishnu Raj

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DebtFreeo

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