EMIcalculator.app is a free loan calculator with no account and no paywall. Enter an amount, rate and tenure, or type something like 'Home loan 50L at 7.75% for 20 years' in AI mode, and get your monthly EMI, total interest and a full amortization schedule. Model lump-sum or monthly prepayments, compare loan offers, check balance transfers and home-loan tax benefits, and export the schedule to PDF or Excel. Works in INR, USD, AED, EUR, GBP, SGD, AUD, CAD, MYR and PHP.

EMIcalculator

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