About
Recoupe helps drivers work out and claim the diminished value of a repaired car, the resale value an accident takes off even after a good repair. The calculator is free and needs no account. You enter the vehicle, the accident and the repair, and it shows an estimate with a range, every factor behind it, and a comparison with the 17c formula that many insurers use. The method is published in full.
Each state page covers whether diminished value can be claimed from the at-fault driver's insurer, the statute behind it and the filing deadline, for all 50 states and DC.
If you decide to file, the Claim Packet is $49, paid once. It has an itemized valuation report, a demand letter addressed to the at-fault insurer, a comparable-listing worksheet, a rebuttal of the 17c formula, certified-mail instructions and a follow-up schedule. The $79 package adds a second-round letter, a Department of Insurance complaint guide, a small-claims guide and a negotiation script. There is no subscription and a 30-day refund.
Recoupe is not a law firm, insurance adjuster or appraisal service. It provides estimates and self-help documents that you send yourself.