Melvi

Melvi brings your bank accounts, credit cards and instalments into one place and shows what is still due and what is left in each of the next 12 months. In Brazil it connects through Open Finance; anywhere else you can upload statements (PDF, CSV, OFX) or type entries by hand. You can simulate a purchase before you make it, keep an emergency fund and savings goals on track, and ask questions about your money in plain language. Every number comes from deterministic code, and the AI only explains it. Melvi only reads your data. It never moves money and never asks for your bank password. It works in English, Portuguese and Spanish. A free quiz shows how your month looks, and paid plans start at $7.90 a month.