About
TwoCents is the first AI-powered expense tracker built specifically for couples—whether dating, engaged, or married. While most budgeting tools are designed for individuals or families, TwoCents focuses on the unique financial challenges and emotional dynamics of managing money as a couple.
With TwoCents, partners can split bills fairly, track shared and individual expenses, and set up savings goals together. Our intelligent tools help answer the age-old question: “Who paid more?” or “Who owes who?” — using smart bill-splitting logic (like 50/50 or based on income ratios), and AI-powered insights that simplify transparency.
TwoCents also makes saving together more fun and motivating. Couples can upload dream images for their goals and visualize their progress through gamified elements like a growing virtual garden or leveling up a civilization. Missed syncing with a bank? No problem. Users can upload receipts manually, and our AI will verify the transaction to keep everything accurate.
Built with privacy, clarity, and love in mind, TwoCents includes:
Secure bank syncing via Plaid (for supported countries)
Manual expense uploads with receipt verification
AI financial summaries and nudges
Smart savings goal planning
Gamified tracking and reward features
A couple-friendly design built to reduce money tension and increase connection
Whether you’re long-distance or living together, TwoCents gives couples a gentle, supportive, and modern way to manage money—without stress or spreadsheets.
Try it free and join couples everywhere who are building healthier relationships and financial futures—one goal at a time.